Nguyễn, Yến, Hạnh Nguyễn, An Lê, and Diệu Vũ. 2023. “THE EFFECT OF PERCEIVED RISK ON INTENTION TO USE MOBILE BANKING IN HANOI”. SCIENTIFIC JOURNAL OF TAN TRAO UNIVERSITY 9 (3). https://doi.org/10.51453/2354-1431/2023/977.